At My Forever Home, we know that accessing your home’s equity is a significant decision. Whether you're considering a HELOC or a Cash-Out Refinance, it's important to understand how each option works and what’s best for your financial situation. This guide will help you navigate these choices, highlighting the benefits and potential drawbacks of each. Even when interest rates are higher, refinancing might still make sense depending on your circumstances. Ready to explore your options? Contact us today for a personalized consultation.